In fact, you do not need to provide bank statements when applying for a card online. However, some people will be asked to provide bank statements when they go to the counter to sign. Why is this?

This may be because you have insufficient credit, and bank statements can be used as supporting materials, so the success rate of applying for a card is relatively high; and another reason may be that the limit you applied for is a bit high and bank statements are required. Bill to supplement. However, if you do not provide bank statements, it will not affect the card approval, but the amount may be different.

Under what circumstances do you need to provide bank statements?

1. If the bank has doubts about your employment information when approving the card, you must provide your bank statements to prove your employment and repayment ability.

2. Applying for a credit card with a higher limit also needs to be proved by a bank statement, so that the bank can judge whether your spending ability meets the standards for applying for a card.

In short, bank statements are not a necessary condition for applying for a card, but in order to successfully apply for a card, in addition to statements, you must also have asset certificates, such as real estate certificates, vehicle certificates, deposit certificates, etc. The more materials you submit, the more you can prove that you have sufficient repayment ability, and the easier it will be to get the card approved.