In the case of Guangfa Credit Card, the minimum repayment amount refers to the minimum amount repaid to the current bill before the final repayment date. No liquidated damages will be charged. There is no need to actively apply and it will not affect your credit score. However, consumption within the bill will not be interest-free. , consumption interest will be charged. Minimum repayment amount = principal and interest of cash advance transaction + service and miscellaneous fees + 10% of the remaining balance of the bill (5% for Standard Card/Hope Card) + the outstanding minimum repayment amount of the previous period. The minimum repayment amount is as follows: Platinum/Gold Card: 100 yuan/20 USD, Regular Card: 50 yuan/10 USD.

Tips: Cash advance transactions include overdraft withdrawal principal and interest, as well as the principal and handling fees for each period of ordinary financial funds and exclusive financial funds.

(Response time: October 22, 2020. For the latest business changes, please refer to the official website of GF.)