Credit cards are credit cards, one of the types of credit cards. They are issued by commercial banks and grant users a certain credit limit, and then users can overdraw their purchases within the credit limit.

Credit cards usually include two types: credit cards and exact credit cards, which are mainly distinguished by whether to deposit reserve funds with the card-issuing bank. The credit card usually refers to the credit card, and the credit card deposit is not included. interest.

Whether it is a credit card or a quasi-credit card, users need to repay on time after overdraft consumption. Overdue payments not only affect personal credit, but also require certain interest and late payment fees.