The first credit card application method is: the applicant directly applies at the bank counter. If you apply in a bank, you must fill in the information directly. There are bank staff at the scene who can guide me to fill in the relevant information, which can avoid the problem that we are rejected because of the wrong information. At the same time, more qualification certificates and wealth certificates can be issued, which is conducive to improving our final credit card limit. However, it will be relatively slow to review the credit card at the bank counter, because you have to report the information of the branch to the credit card center, and then the card center will review your information. Another way is to apply for a credit card online: now we can apply for a credit card in official website, but this way of applying for a card online is to fill in the information ourselves, which is more likely to lead to the problem of filling in the wrong information, which will lead to rejection. But online processing is mainly convenient without going out, as long as a mobile phone or computer can handle it. There is another way to handle credit cards: through the bank's credit card salesman. We can often see these bankers selling credit cards in shopping malls or other stores. This way of handling cards is to receive awards, but because they are all business personnel, the main purpose is to obtain performance. Therefore, we should carefully weigh some things that guarantee a high amount of credit and ensure card issuance, and don't believe it too much. The process of handling a credit card is 1. Prepare application materials. 2. After the materials are ready, you can apply to the bank or make an appointment online. 3. Then wait for the approval of the bank. During the approval process, the bank will call the applicant to verify the information. 4. After the approval, the bank will mail the card to the applicant, and get the card about 3 weeks after submitting the information successfully. "Legal basis: As a civil act, the credit card business has been stipulated in principle by the General Principles of Civil Law, Contract Law, Criminal Law, China People's Bank Law, Commercial Bank Law and other laws. In Chapter 5 of the Law of China People's Bank, the People's Bank of China examines and approves the establishment, alteration, termination and business scope of financial institutions according to regulations. There are 65,438+03 items in the business scope of Article 3 of the Commercial Bank Law, and the credit school business belongs to 65,438+03 other businesses approved by the People's Bank of China. Violation of laws and regulations is invalid, and corresponding criminal responsibility should be borne.

Excuse me, how to modify the P chart form of the bank? Thank you.

As long as it is your own card and it is not illegal, you can use Mito Xiu Xiu P chart.

Extended data:

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

Card type

Folding classification

Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can also

According to different information carriers, it is divided into magnetic stripe card and chip card;

According to whether the issuer is in China, it is divided into domestic cards and overseas cards;

It is divided into personal cards and unit cards according to different issuers;

According to the different currencies of accounts, they are divided into RMB cards, foreign currency cards and dual currency cards.

Folding debit card

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

Debit card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit. When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.

Folding credit card

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

How to send the industrial and commercial credit card bill to mailbox P

It is suggested to log in to ICBC online banking to apply for ICBC credit card e-mail bill. The steps are as follows:

Step 1: Open the official website of Industrial and Commercial Bank of China and select Personal Online Banking to log in.

Step 2: Enter the user name, password and verification code to log in to online banking.

Step 3, click on the credit card service in the menu above.

Step 4, click on the statement and settlement list.

Step 5, click on the email statement.

Step 6: Enter the email address and confirm it.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and one of the four largest banks in China.

Why can't ICBC credit card electronic bill mailbox be verified and read?

Transfer steps:

1. After confirming that the passbook account number and account name provided by the payee are correct, just take the cash to the bank and deposit it directly into the payee's account;

2. You can open an account in a bank, then fill out a wire transfer form, and fill in the other party's collection account number, account name and account number.

Bank name and payee of account remittance;

3. If it is too much trouble to open an account, you can remit money directly in cash and fill in the telegraphic transfer form for remittance, but you must clearly fill in the account number, account name and bank name of the other party;

4. Open online banking, and you can pay and transfer money online by yourself.

How to check the bill with ICBC credit card?

1, network query:

Cardholders can bring their ID cards to the nearby ICBC outlets to check the latest six credit card bills.

2. Telephone enquiry:

The cardholder only needs to call ICBC's customer service number 95588 and follow the prompts in the voice menu to inquire about the credit card bill. If there is anything unclear, you can turn to the manual service to ask.

3, SMS query:

Cardholders only need to edit the short message "CCZD#4" to 95588 with the mobile phone number registered by CCB, and they can query the credit card bill.

4. Website query:

Cardholders need to enter ICBC official website, click on the website on the left to inquire, and then click on the credit card to inquire. After entering and querying the password and verification code as required, click Login to query the credit card bill.

5. WeChat query:

Cardholders need to pay attention to ICBC's official WeChat account. After binding the credit card, they can view the details of the credit card bill.

6, mail query:

Cardholders can apply for opening email service through online banking or ICBC credit card service hotline. After binding the email, they can receive the current credit card bill on the billing date of each month.

How to open a postal credit card

Question 1: How to activate the credit card of China Postal Savings Bank? Take your ID card to the Postal Savings Bank, go to the counter and say that you want to activate a card, and then just do as he says.

Question 2: How to activate the Postal Savings Bank credit card How to activate the Postal Savings Bank credit card?

Step reading

After the credit card application is successful, the issuing bank will mail the credit card to the home or company address filled in the credit card application form, and it needs to be activated before it can be used. So how to activate the credit card of Postal Savings Bank?

Tools/raw materials

Computer, mobile phone or fixed-line postal bank credit card

Methods/steps

First, search China Postal Savings Bank official website through Baidu.

Open China Postal Savings Bank official website, click Personal Online Banking at the top left, and log in to Personal Online Banking.

There is an online credit card activation option in the service area in the upper left corner of personal online banking. Click Credit Card Online Activation to open the Credit Card Online Activation interface. It is worth mentioning that the Postal Savings Credit Card currently does not support network activation. You can activate it by dialing 400.

Call Postal Savings Bank 400 by mobile phone or fixed line.

After the phone is connected, select credit card activation, input, ID number, home phone number, three digits on the back and so on according to the voice prompt. If the information is correct, the system will prompt that the credit card has been activated.

Don't hang up at this time, because after the credit card is activated, the system will also prompt to set the inquiry password and transaction password. After the installation system prompts to set the inquiry password and transaction password, the system will prompt whether to hang up. At this point, the credit card is activated and you can hang up.

Question 3: How to activate the postal credit card? The landlord will activate in official website, Postal Savings Bank, pc/ ...

Question 4: "Begging! ! ! How to activate the credit card of China Postal Savings Bank? Go to the link I gave you. Look to the left. If there is a credit card "activated online", click that. You can see a "credit card" at the top of your website. Click to enter the website I gave you. You can follow the prompts.

Han pc/...x

Question 5: How to activate China Postal Savings Credit Card online and enter the link I gave you? Look to the left. If there is a credit card "activated online", click that. You can see that there is a "credit card" at the top of your website. Click it. It is the website I gave you. You can follow the prompts.

pc/...x

Question 6: Is there a charge if the postal credit card is not activated? Netizen chinapp: it's okay if the postal credit card is not activated. If you are not at ease, you can call the bank's customer service phone to ask. It's safer this way After all, every bank has different policies. In fact, it is also good to keep emergency money. Anyway, there will be no annual fee for raising it. Some time ago, I swiped it with my credit card because I needed money badly at home. It feels good. It is not easy to borrow money now. Although I have to brush 20 thousand yuan every month and then pay it back, I will give all the money to someone else's netizen Ka Meng: It doesn't matter if the postal credit card is not activated, but you have to confirm whether the bank has activated it for you. If it doesn't work, you'd better cancel it. You can handle it by phone. Netizen Fan Cai: Postal credit cards will be charged if they are not activated for one year. After activation, you can swipe your card at least once a year, or you can transfer money from the Internet. After listening to the answers from the above netizens, you can rest assured now! If you are still worried that the postal credit card will be charged if it is not activated, you can call customer service at 95580 for detailed consultation.

Question 7: How do postal currency cards activate credit cards? You can activate the card by directly calling the credit card customer service hotline on the back of the card.

Question 8: How does the new postal currency card activate the bank card activation method?

1. Telephone activation: dial the customer service number of the bank, and then press "1, Chinese service", "6, bank card service", "1, card processing and activation", 1, activation card "and" 65438+ ".

2. Counter activation: You can activate login by bringing your ID card and bank card to the bank counter.

3. Some bank cards can be activated by depositing cash.

Question 9: How to set the credit card password of the Postal Savings Office? Your query password has been successfully set. After the online activation of the credit card is completed, please pay attention to the activation notification message sent by our bank. If you don't have an activation card, but you receive a card activation notification message, please call our credit card in time.

Question 10: How to activate the credit card of Postal Savings Bank? Take your ID card and credit card to the counter of the Postal Savings Bank for activation.

How about credit card as debt p

1. The debt ratio inquired by the bank is calculated as follows: all liabilities (including credit cards and loans)/(income base), while the debt ratio of credit cards is generally calculated according to the used/available credit lines of credit cards. It should be noted that the credit card debt ratio is real-time and will be seen when the bank approves it. If it is high, the approval will also affect the withdrawal.

2. The asset-liability ratio refers to the total liabilities in the balance sheet divided by the total assets, which is a ratio and reflects the company's long-term solvency. The greater the asset-liability ratio, the worse the long-term solvency, and vice versa.

How to cancel the credit card?

Credit card cancellation methods mainly include:

1. Issuer's outlet cancellation:

Cardholders can bring their personal ID cards and credit cards to the counter of the offline business hall of the issuing bank, apply for cancellation of credit cards, and go through the cancellation procedures with the help of staff.

2. Cancellation of customer service call:

The cardholder can directly call the customer service hotline of the credit card center of the issuing bank, and after the call is connected, it will be transferred to manual service according to the telephone voice prompt, and apply to the staff for cancellation of the credit card. The staff can cancel the credit card after verifying their personal identity.

3. Go to the counter to cancel the bank card through the bank outlet: all major banks have windows to cancel the credit card and bring personal documents, such as ID cards and credit cards. If the credit card has debt, carry cash and pay off the debt;

4. Cancel the credit card through official online banking: all major banks in China have online banking. You can submit your ID card, credit card and other information, fill in the application for account cancellation, submit the application, and wait for the bank to call you for confirmation;

5. Cancel the credit card through the official customer service phone of the credit card: call the official service hotline of the credit card, transfer to manual service, and let the manual customer service apply for cancellation of the credit card. Before making a phone call, you should pay attention to the fact that the credit card has no arrears and balance, otherwise you can't close the account;

6. Cancel the credit card through the official bank WeChat official account or the official credit card WeChat official account: all major banks in China have official WeChat official accounts. As long as the card is bound and the credit card is cancelled, you can cancel the credit card in the official WeChat account;

7. Cancel your credit card through the official bank APP: All major banks, including credit card service centers, may have their own official website APP, so you can cancel your credit card directly on the website.

Here's how to approve credit cards.