Credit cards can be used for Cloud Quick Pass, but a mobile phone with NFC function is required to use Cloud Quick Pass. The specific method is as follows: Download and install the UnionPay APP in the mobile application market, and then open the UnionPay APP; click the avatar icon in the upper right corner of the homepage to enter the login interface, and then follow the prompts to log in to your personal account; then click " Click the "Credit Card Management" option, and then add a credit card according to the prompts; then click the "Activate Mobile Quick Pass" option; then you can swipe your card at stores with the UnionPay logo. UnionPay often cooperates with many banks to carry out various Cloud Quick Pass promotions, attracting many cardholders to use Cloud Quick Pass to pay with credit cards

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2. UnionPay often cooperates with many banks to carry out various Cloud Quick Pass promotions, attracting many cardholders to use Cloud Quick Pass to pay with credit cards. Many of them hope to use UnionPay to lower their annual fees. Credit card cloud QuickPass is a card-free payment method. We need to bind the credit card to be swiped in the UnionPay backend, and then hold up the credit card QR code on the mobile phone during the transaction. Put your phone close to the POS machine with the QuickPass logo and complete the transaction with one click. During the entire transaction, although no physical credit card was provided, the consumption was done at a POS machine with a credit card limit, so it must be considered as a credit card swipe. It can be regarded as using a virtual credit card to swipe POS machines, so it also meets the bank's requirements for swiping POS machines.

3. Notes on credit card Quick Pass: To use credit card Quick Pass, you need to meet two conditions: one is a smart mobile device with NFC function, and the other is a POS machine with the Quick Pass logo. Both are indispensable. Although credit card Cloud QuickPass counts as a credit card payment, whether you get points or not depends mainly on the bank. For example, ICBC and Ping An Bank have no points; Bank of China, China Construction Bank, China CITIC Bank, Industrial Bank, Bank of Communications, China Merchants Bank, Hua Xia Bank, Minsheng Bank, Postal Bank, Shanghai Pudong Development Bank and China Guangfa Bank all have points. If the single transaction amount of Cloud Quick Pass is less than 1,000 yuan, it can avoid secret payments, which involves certain risks. It is recommended to call the bank’s credit card service hotline to turn off the signature-free feature for small-amount confidentiality.