A black card with unlimited overdraft.

Infinite Black Card refers to the black credit card launched by Citibank and American Express. Users who have both cards can have unlimited overdrafts with no credit limit limit. Therefore this card is called unlimited black card.

Citibank's black credit card called "Ultima" and American Express launched a black credit card called "Centurion" in 1999. These two cards are made of black titanium metal, so they are called black cards.

Extended information:

The differences between domestic and foreign countries are as follows:

1. Differences in card properties

Centurion Black Gold Card issued abroad It is a debit card with a repayment period of one month. It must be paid in full upon maturity and there is no installment payment. The Centurion Black Gold Card issued through domestic cooperation is a credit card. The repayment period is generally around 60 days depending on the policy. Can be paid in installments.

2. Differences in card limits

The Centurion Black Gold Card issued abroad has no limit limit. In theory, you can purchase any valuable goods. There is only a risk control limit (i.e. American Express A risk control limit will be set based on the cardholder's consumption habits and daily consumption amount.

If the cardholder purchases a product that exceeds the limit, American Express staff will call the cardholder to confirm. American Express will complete the payment after the identity is confirmed); the domestically issued Centurion Black Gold Card is a credit card, so the card has a fixed limit and there is no such thing as "unlimited limit".

The limit of the black gold card issued by ICBC and China Merchants Bank is around RMB 2-10 million. When purchasing goods exceeding the limit, you need to apply for a temporary limit from the bank in advance.

3. Differences in card materials

The Centurion Black Gold Card issued abroad is a metal card made of titanium alloy; in China, only the Centurion Card issued by China Minsheng Bank The black gold card is a metal card made of titanium alloy. The Centurion black gold card issued by Industrial and Commercial Bank of China and China Merchants Bank is a plastic card made of PVC.

Baidu Encyclopedia-Unlimited Black Cards