Problem description:
How to remit
Analysis:
Hello, ICBC's personal online banking currently supports Peony Link Card, Peony Link Card -e Era, credit card, debit card, wealth management account card, Peony International Card and so on. Among them, Peony International Credit Card and Peony International Debit Card cannot be transferred through online bank transfer remittance function, and Peony Credit Card and Peony Credit Card cannot use overdraft limit when transferring money.
When using Peony Link Card, Peony Link Card -e era, credit card and debit card to handle remittance business through personal online banking "ICBC Inter-bank Transfer and Remittance" and "ICBC Other Bank Transfer and Remittance", you need to apply for opening the online banking external transfer function first. If you haven't applied yet, please bring your valid ID card and online banking registration card and apply for opening the "external transfer" function of online banking at the counter of local outlets that provide personal online banking services. If B2C transactions are needed, please start the "e-commerce" function of online banking together.
When using "ICBC Transfer and Remittance from Other Banks", in addition to the external transfer function of online banking, local branches also need to open the inter-bank remittance function of online banking. Please contact the local 95588 to confirm the activation of this function.
Inter-bank transfer and remittance of ICBC: there is no charge for business in the same city, and the charge for business in different places is 1% of the transaction amount, with the lowest charge of 1 yuan and the highest charge of 50 yuan; There is no handling fee for peony international card transfer and remittance.
Transfer and remittance between ICBC and other banks: the handling fee for transfer and remittance between ICBC and other banks in different places is charged at 1% of the transaction amount, with a minimum charge of 1 yuan and a maximum charge of 50 yuan.
According to Articles 33 and 40 of the Administrative Measures for Electronic Banking issued by CBRC in 2006 and Article 25 of the Guidelines for Electronic Payment issued by the People's Bank of China, the Bank has earnestly implemented relevant regulations. At the same time, this regulation is also implemented to ensure the safety of customers' funds. I hope you will understand and support our work.
From August 1 2006, the payment limit of all self-registered customers and passbook versions is 0 (including previously registered customers). However, self-registered customers can spend and pay on the special quota website approved by Industrial and Commercial Bank of China, and our bank has set up a separate quota for this website (e-commerce function is required when self-registering).
Since September 1 2006, the single transaction limit, daily cumulative limit and total payment transaction limit of counter registered customers who have not applied for U shield or password card are all within 300 yuan. Customers whose payment amount has reached 300 yuan before September 1 need to apply for an electronic password card or U-shield certificate at the outlet (the payment amount is calculated from the date of registration).
If the trading limit has been reached at present, it is recommended that you change the trading limit in the following ways:
1. Apply for U-Shield certificate. Certificate customers are no longer limited by transaction limits and payment time. In addition, with the personal customer certificate, you can enjoy services such as signing financial agreements, and greatly enhance the security on the basis of your original use. If you need to apply for a customer certificate U shield, please bring your valid ID card and online banking registration card to the local designated outlets to apply for a personal certificate U shield. Please contact the local 95588 service hotline for information about procedures and outlets. Using the U-Shield certificate can not only make unlimited transfer and remittance, but also make your online banking safer and enjoy many services such as signing financial agreements.
2. Apply for a password card. You can apply for a password card at the local designated outlet where you open an account with your valid ID card and online banking registration card. After applying for the electronic password card, the single transaction limit of personal online banking is 1000 yuan; The daily cumulative transaction limit is 5,000 yuan, and there is no total payment limit control; The electronic bank password card has been used for 65,438+0,000 times (after the customer entered the correct password characters and passed the system verification). Once used, it can't be used again. Please apply for a new card at the business outlets of Industrial and Commercial Bank of China in time. From August 2006 10 to 20071October 3 1, password cards were given free of charge. Please consult local 95588 for specific network information.
For online banking transaction rules, please log in to ICBC and click "Important Announcement"->; See "Personal Online Banking Trading Rules" for details.