A credit card is a credit card.

1. Credit card: refers to a bank card with a certain credit limit, which can be paid first and then repaid within the credit limit, and enjoys an interest-free repayment period and no interest on deposits according to regulations. The card has functions such as credit consumption, installment payment, transfer settlement, cash deposit and withdrawal, etc.

2. Quasi-credit card: refers to a bank card that allows you to pay first and then repay within the credit limit, but does not enjoy the interest-free repayment period and has interest on deposits. The card can be used at domestic and overseas acceptance points with the UnionPay logo, and has functions such as credit consumption, transfer settlement, and cash deposits and withdrawals. A debit card is a card where the cardholder deposits money first and uses it later. Credit card refers to a credit card. A credit card is a credit certificate issued to consumers with qualified credit. The cardholder can use it first and repay later.

Credit card in English is credit card, which is easy to understand. It is based on personal credit (credit). Credit card is also called "credit card". Savings card in English is debit card, also called debit card. This is a more professional term, but what does it have to do with "borrowing" is difficult to understand. Some people say that the money you put in a savings card is equivalent to lending it to a bank, so it is a debit card. Although this makes sense, it is not a professional explanation. Because the "debit" and "credit" here are financial terms, which come from the double-entry accounting method and have nothing to do with the meaning of these two words themselves. If there is a "VISA" or "MasterCard" mark on the credit card, you can directly use the card to make purchases abroad, while debit cards or cash must be exchanged first.

: Credit cards originated in the United States in 1915. The earliest institutions that issued credit cards were not banks, but department stores, restaurants, entertainment industries, and gasoline companies. In order to attract customers, promote goods, and expand turnover, some stores and restaurants in the United States selectively issue credit chips similar to metal badges to customers within a certain range. Later, they evolved into cards made of plastic as customer purchases. As proof of consumption of goods, we have launched a credit sales service business for purchasing goods at our store or company or gasoline station with credit chips. Customers can purchase goods on credit at these stores and branches that issue chips and pay on schedule. This is the prototype of a credit card