Usually the credit card processing time is 15 to 25 working days, but in practice, each bank is different, the way to apply for the card is different, and the time to get the card is also different. For example, it takes about 15 working days to apply for a card through a bank branch. It takes about a week to process it through the salesperson. Apply through the bank's official website and receive your credit card within 5 days at the earliest.

Applicants submit application materials through bank outlets. The bank outlets will send the application materials to the local credit card sub-center once a week. The local credit card sub-center receives the application materials for preliminary review and enters them into the system, which takes about 3 working days. , and then submit it to the Head Office Credit Card Center for final approval. It takes 2 working days for approval by the Head Office Credit Card Center, 1 working day for card production, and 2 to 3 working days for final mailing, which takes about 15 working days.

Apply directly to a credit card salesperson and submit the information to the local credit card branch center on the same day. The branch center will review and submit the information the next day. The head office credit card center will receive the information the next day and the final process will be carried out on the third day. Approval, approval, card production takes 1 working day, and final mailing takes 2 to 3 working days, which takes about a week.

Apply directly on the bank's official website, fill in the information and submit it. The system will review it. If the review fails, it will be rejected directly. If the review passes, the card will be printed directly and then mailed. It will take about 5 days to receive the card.

In addition, to apply for a credit card at a bank, you need to be at least 18 years old, have full civil capacity, provide proof of employment and be able to repay the debt on time, and the borrower has a good credit report. The above points are the basic requirements for applying for a loan. After meeting them, you can get a regular card. If you want a card with a higher limit, you must submit proof of work and financial resources.