Chejia Card is a multi-currency card of UnionPay, including RMB, USD, Euro, MOP and HKD, which can be used in domestic and overseas UnionPay networks. When the four foreign currencies are used in the UnionPay network of the corresponding country or region, they are directly recorded in the corresponding currency. Repayment can be made directly in foreign currency, or foreign exchange can be purchased in RMB without paying foreign exchange handling fees. When it is used in countries or regions other than four foreign currencies, the UnionPay network is used and credited to the RMB account, and the foreign exchange handling fee is automatically exempted.
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
ICBC credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, ICBC pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds by installments through the cardholder's credit card account according to the cardholder's application, and the cardholder repays the money according to the monthly recorded amount.
Most domestic banks have credit card installment business, and installment payment is generally divided into POS installment, "mail order installment" and billing installment through the Internet and mail according to different occasions.
If the cardholder loses his credit card, he can apply for reporting the loss at a nearby ICBC outlet. Any branch of ICBC can apply for loss reporting without going to the card issuing branch. The application for loss reporting by outlets is a formal loss reporting. If you need to report the loss, please go to the peony card issuing department in the area where your credit card account is located.