Credit card swiping restriction means that the card is restricted during the transaction. Usually, when the card is subject to risk control, freezing, card sealing, loss reporting, etc. , there will be tips to limit transactions. When using a credit card, users should directly call the customer service hotline of the issuing bank and ask the manual customer service to check the status of the card. If the card is restricted due to transaction risk, the restriction can be lifted by replacing the POS machine. As for the credit card restrictions caused by other reasons, it will take some time to solve.

1. What causes the credit card to be restricted?

1. The card status is abnormal, such as degaussing the card, and the password is locked due to too many wrong input times. It is recommended to call the banking service hotline to confirm; There is nothing wrong with the card. The signal of POS machine is not good. If it is not connected to the network, the transaction will fail.

3. If you hold an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if the cashier still operates the transaction by swiping the card instead of inserting the card, it can't be used either;

4. The card does not support transactions. For example, visa /jcb single logo cards do not support UnionPay transactions, nor do they support some online transactions.

Second, how to solve the credit card restrictions?

Credit card consumption is restricted, which means that the credit card is temporarily suspended, so no transactions can be made for such a long time. Generally speaking, there will be different solutions according to the reasons that limit credit card consumption, as shown in the following figure:

1. The credit card has expired. It is recommended to call the issuing bank to inquire whether the customer service has outstanding debts. If so, pay immediately. Try to communicate with the customer service after repayment, indicating that you are not maliciously overdue, and see if the customer service can lift the consumption restriction. If the overdue period is not serious, there is still a chance to cancel it.

2. The account is risky. The banking system will monitor the cardholder's account transactions at any time. If it is found that there are possible risks in a transaction, such as swiping a card on the POS machine of a blacklisted merchant in a bank, or suddenly making an overseas transaction without registration, triggering the bank's risk control system may lead to restrictions on credit card consumption. Generally, it is necessary to provide proof that the card is standardized.

3. Exceeding the set limit. In order to ensure the security of credit card funds, many cardholders will manually set a credit card transaction limit, such as daily transaction limit and monthly transaction limit. As long as the consumption limit exceeds the set limit, consumption will be restricted, so you can continue to consume by manually changing the limit to a higher level and then change it back after consumption.