Debit card payment: Debit card refers to a bank card with no overdraft function that can be consumed (or withdrawn) after deposit. According to their different functions, it can be divided into debit cards (including savings cards), special cards and stored-value cards. Simply put, it is a general bank card that goes to the bank and has no credit overdraft function. Online debit card payment needs to open online payment function through the bank.
Credit card payment: credit card, also called debit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. Simply put, a credit card is a bank card that can overdraw a certain amount according to the personal credit situation. Similarly, debit card online payment also needs to open the online payment function. Some websites do not need a credit card to open the online payment function, but they need to provide a credit card security verification code.
Other payment methods: quick money, remittance to the world, Alipay, etc. They are all online payment tools with third-party electronic payment licenses. This payment method needs to deposit cash in advance to realize payment. Unlike debit cards, credit cards and banks, you pay with your account balance. That is, if the accounts such as Kuaiqian, Remittance Tianxia and Alipay don't have enough cash balance, they can't make payment.
According to Qunar.com's explanation of payment methods, the currently supported payment methods include debit card, credit card, quick money, remittance to Tianxia and Alipay.
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