1. In the year when Platinum Card customers use their cards, the accumulated credit card spending of this++account in that year reaches 200,000 yuan (excluding points that ICBC cannot accumulate such as online consumption, house purchase, car purchase, wholesale and public welfare), and the annual fee of the main and secondary cards can be reduced or exempted this year. (Except ICBC Express Centurion Platinum Card)
2. Platinum card customers who spend RMB 4 million or the equivalent RMB++in this++account (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points) can give the principal and secondary cards a permanent annual fee-free discount. (Except ICBC Express Centurion Platinum Card)
3. The annual fee of UnionPay standard platinum card (except UnionPay Zunshang Platinum Card, Dual-core Combination Platinum Card and UnionPay Multi-currency Platinum Card) is charged at 10% discount.
4. For customers with personal gold card, personal ordinary card and personal special card, if the accumulated spending on credit card in this++account in the current year reaches 55,000 yuan or the equivalent++,the annual fee of the main and auxiliary cards can be reduced or exempted.
5. Corporate card (corporate card) The annual fee of the main and secondary cards can be reduced if the customers spend 65,438+000 yuan and 65,438+000 yuan or the equivalent of++RMB in the current year.
6. Personal card accounts that sign salary contracts, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident fund with ICBC are exempt from annual fees (except platinum cards and above).
7. Provide business cards (personal cards and business cards) free of charge.
Which platinum card of ICBC is free of annual fee?
ICBC's annual fee-free platinum cards include World Struggle Credit Card, World Struggle China Zan Credit Card, Cosmos Constellation Credit Card and Cosmos Constellation Credit Card Campus Edition, all of which are free of annual fees within the validity period. In addition, the cardholder can also be exempted from the annual fee by completing the annual fee exemption condition for Platinum Card stipulated by ICBC, provided that:
1. The spending amount of credit card in that year reached RMB 200,000 or its equivalent++;
2. ICBC's online consumption, house purchase, car purchase, public welfare, wholesale and other consumption that does not accumulate points are not counted.
3. If it is a UnionPay brand platinum card, the main card can be exchanged for 140000 points, and the sub-card 70000 points can be exchanged for annual fees; For other brands of platinum cards, the main card can use 160000 points, and the auxiliary card can use the annual fee of 80000 points.
As the "largest bank in the universe", ICBC issues countless credit cards every year, mainly because the fees are lower than those of other banks, and the annual fee is often waived for platinum cards with deep pockets. If you don't know which credit card is better, ICBC is definitely your best choice. So what platinum credit cards does ICBC have that are worth handling?
1. ICBC Shangri-La Credit Card: There are several versions of Platinum Card, MasterCard /VISA and UnionPay Card. Now the annual fee of Shangri-La Hotel Golden Ring Club is reduced for three years, and other annual fees are reduced for the first year. The activity time is 20 18,1October 3 1 ending.
2. ICBC Kaiyuan Credit Card: There are two levels of platinum card and gold card, and the annual fee is free in the first year. If you spend more than 200,000 platinum cards and give them to Kaiyuan Platinum members for 3 years, you can also enjoy many benefits.
3. ICBC teachers' credit cards: MasterCard+UnionPay Platinum Card and Pink-Green Gold Card. The annual fee is free in the first year and halved in the second year.
4. ICBC Medical Credit Card: VISA+ UnionPay Card Platinum Card, gold card level, valid for 8 years, free of annual fee in the first year and halved in the following year.
5. Yin Hua Runtong Co-branded Credit Card: There are three versions of UnionPay and VISA Platinum Card, and the card level also includes gold card and ordinary card. From 20 18 1.05, the annual fee is free in the first year, and you can enjoy the privileges of membership of China Resources Communication.
6. ICBC Tuniu Niuren Credit Card: MasterCard+UnionPay Card Set Platinum Card, the card level also includes gold card and ordinary card set card, which can reduce the annual fee for three years and enjoy various privileges of Tuniu Travel Network.
Is there an annual fee for ICBC's credit card? Do you have any free annual fees?
If there is no special discount, ICBC will charge an annual fee for all credit cards. When the card is activated for one year, the annual fee for the first year will be charged (the starting date of the annual fee collection is the card activation date instead of the card issuance date), and the annual fee will be deducted year by year on this basis.
ICBC is now offering discount cards free of annual fee, such as World Struggle Credit Card (products are issued++and can only be applied before 202165438+February 3 1): all those who successfully apply for World Struggle Credit Card, whether simple platinum card, gold card or ordinary card, are exempt from annual fee within the validity period; Cosmic credit card, annual fee reduction within the validity period. The types of annual fee-free cards include but are not limited to the above two. You can log on to the ICBC website and click on Credit Card-Card World, which contains detailed descriptions of various cards. You can view the application according to your personal needs.
(Answer time: 2021June 10. In case of business change, please refer to the actual situation. )
How can ICBC credit cards be exempted from annual fees?
According to the types of bank cards handled by ICBC, the specific annual fee is different, and the specific annual fee is mainly collected through bank negotiation.
The annual fee of ICBC credit card for domestic ordinary card is 50 yuan, gold card 100 yuan; Ordinary card fee of international dual-currency card 100 yuan, Gold Card 200 yuan; Business ordinary card 200 yuan, Golden Card 400 yuan; Platinum card 2000 yuan; The annual fee of all supplementary cards is half of the annual fee of the main card. The annual fee of ICBC is charged after use, that is, after opening an account for one year.
In this year, as long as the cardholder swipes RMB50,000 or RMB50,000 (for example, RMB33,000 for some student cards and RMB200,000 or RMB200,000 for Platinum Card/KLOC-0.6). At the same time, ICBC does not charge an annual fee for opening credit cards.
Platinum card holders who spend more than 4 million yuan can give the main and auxiliary cards a permanent annual fee-free discount. For personal gold card and ordinary card holders, who have no bad credit records and have held various credit cards of ICBC for more than 10 years (including 10 years), they can be given a permanent annual fee-free discount for the main and secondary cards in an account. In addition, ICBC does not charge an annual fee for opening credit cards.
Extended data:
China Industrial and Commercial Bank Credit Card Annual Fee
1, Puka: the main card 100 yuan, and the auxiliary card 50 yuan; Single-currency credit card 50 yuan is the main card and 25 yuan is the secondary card.
2. Gold card: the main card is 200 yuan, and the supplementary card is 100 yuan; Single-currency credit card main card 100 yuan, auxiliary card 50 yuan.
However, if ICBC's personal credit cards, such as Gold Card and General Card, spend 5 cards or 5,000 yuan (equivalent to++) within the card year, the annual fee for that year can be reduced or exempted. Therefore, the specific annual fee is mainly based on bank regulations, and you can consult the bank credit card annual fee.
Baidu Encyclopedia-ICBC Credit Card
Which credit cards of ICBC can reduce the annual fee?
1. ICBC Credit Cards: Platinum Card, Personal Gold Card, Personal Ordinary Card, Personal Special Card, Corporate Card, Business Card, etc. As long as certain conditions are met, the annual fee can be waived. Two. ICBC Credit Card Free Annual Fee Policy 1. If the accumulated credit card spending of Platinum Card customers in this++account reaches RMB200,000 or the equivalent++(excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC thinks cannot accumulate points) during the card use year, the annual fee of the main and secondary cards can be reduced or exempted. (except ICBC Express Centurion Platinum Card) 2. Platinum card customers who spend RMB 4 million or equivalent RMB++in their++accounts (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points) can get the annual fee-free discount for the main and secondary cards permanently. (Except ICBC Express Centurion Platinum Card) 3. The annual fee of UnionPay standard platinum card (except UnionPay Zunshang Platinum Card, Dual-core Combination Platinum Card and UnionPay Multi-currency Platinum Card) is charged at 10% discount. 4. For customers with personal gold card, personal ordinary card and personal special card, if the accumulated spending on credit card in this++account in the current year reaches 55,000 yuan or the equivalent++,the annual fee of the main and auxiliary cards can be reduced or exempted. 5. Corporate card (corporate card) customers can reduce the annual fee of the main and secondary cards if the accumulated credit card spending of the++account in that year reaches 100 or 65,438+million yuan or the equivalent of++yuan. 6. Personal card accounts signed with ICBC for paying wages, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident fund are exempt from annual fees (except platinum cards and above). 7. Business cards (personal cards, business travel cards) are free.
The introduction of which credit card of ICBC is free of annual fee ends here.