Note: Apple official website installment can only be entered through the interface of ICBC credit card, and there is no handling fee for choosing ICBC installment when making payment. If you go directly to Apple's homepage to buy an order, and then use the ICBC card for installment when you settle the account, there is a handling fee.

ICBC is now interest-free in installments of 12, that is, if the maximum score is 12, there is no handling fee.

Take your IPAD AIE2 as an example, the price is 3588.

If your credit card limit is 5,000 yuan, your credit card available limit will be 5,000-3,588 =1,4 12 yuan after installment purchase, but your credit limit will gradually recover with your repayment in each installment.

Let's talk about your repayment. If it is divided into three periods, it is 3588/3 =1196 per month; If it is divided into six periods, it is 3588/6 = 598; If it is divided into nine periods, it is about 3588/9 = 398; If it is divided into 12 periods, it will be 3588/ month.

Let's talk about the previous limit first. If it is divided into 12 installments, the limit of your card after purchase is 5000-3588= 14 12, and after the first installment, your limit is1412+299 =12.