Question 1: How do I repay Baifumei? Click mine in the options below Mogujie, and then select "My Wallet". When you click in, you will naturally see Baifumei. Then click Baifumei to see "Repay Immediately", and then follow the prompts.
Question 2: I would like to ask that guy on Mogujie who pays the fee in installments for two months. Why does it show that the rate is the handling rate? Installment repayment does not accrue interest, but will charge handling fees. Anyway, the bank's money will not let you use it in vain.
For example, if a mobile phone costs 10,000 yuan, and you can’t get the money for a while, you can buy the mobile phone with a CCB credit card for 10,000 yuan, and then apply for installment repayment. If you apply for 12 installments, you will have to pay back each installment. The payment is 10000÷12 10000×0.6=893.33 yuan. If you pay an extra 60 yuan a month as a handling fee, you can buy things in advance.
Some bank fees need to be paid in one installment for the first installment. The starting amount of the installment is different for different banks. It depends on what kind of bank credit card you have.
Question 3: Can Mogujie Baifumei repay automatically as long as the bound bank card has sufficient funds? Yes
I hope it can help you. If your problem is solved, Please click to accept, thank you
Question 4: Can Baifumei on Mogu Street be repaid with a credit card? No.
For credit card repayment, you must first bind your debit card, and then deposit the corresponding amount into the debit card before the repayment date.
The specific credit card repayment methods and deadlines after binding the debit card are as follows:
1. If you pay it off in full, no fees will be incurred;
2 . Credit cards generally have a grace period of three days after the repayment date. Repayment within the grace period is deemed to be repayment on time;
3. If you pay the minimum repayment amount, you need to calculate the daily interest and record it from the consumption account
4. If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue, and interest will be calculated from the accounting date, and the minimum repayment amount will also be calculated. A late payment fee of 5% of the unpaid balance will be charged on a monthly basis;
5. The specific daily interest rates may vary for various credit cards.
Debit card binding can be done through the official credit card website. The specific operations are as follows:
1. Open the official website of the bank credit card and select personal online banking to log in;
2. After successfully logging into personal online banking, select Credit Card in the main menu. When the bank card is not bound to the credit card, the option to add a new account will appear at the bottom of the page;
3 . Fill in the relevant credit card information carefully;
4. After completion, you can bind the credit card and bank card.
Question 5: I paid for it myself when I bought something on Mogu Street. Why is it said that I paid for it in vain, but I still have to pay it back? It is recommended to check the bill directly here
Whether the fee was indeed deducted from Alipay. If it was deducted, you can contact the seller and ask for a refund!
As long as there are specific bill details, you can check them!
Question 6: Where can I get the refund if I have already paid back Bai Fumei on Mogujie? Dear, if your transaction fails and the funds are returned, please check the refund time and destination: 1. Balance payment Of: real-time refund to Alipay balance, available status; 2. For bank card payment: the refund time is 3 to 7 days according to different card types (there will be no SMS notification for returning the bank card, please do not rely on whether there is a SMS notification) . Please check the bank's receipts and payments details (credit card includes issued bills and unissued bills) to check the progress of refund to the card. You can log in to Alipay and click on the small alarm clock at the top of the page.
Question 7: How to close Baifu Mei in Mogujie? I want to know that too
Question 8: How much is the overdue penalty for Baifu Mei in Mogujie and how is the penalty calculated? First of all, check whether your house purchase contract stipulates liquidated damages. If it is implemented in accordance with the contract, the house purchase contract has a large amount of money and is generally formatted, so there should be one.
If there is no agreement and the delay in handing over the house causes you harm, such as having no house to live in and renting out a house, you can claim compensation for the rent.
Civil compensation is mainly to compensate for damage, supplemented by punishment.
If you have any other questions, please ask directly.
Question 9: Does Mogujie Baifumei have a monthly quota of 500? No! It depends on your repayment status, creditworthiness and the amount of goods purchased in the past! The more product transactions and free repayments, the better your credit standing will be! The higher the amount!
Question 10: What does Bai Fu Mei in Mogu Street mean? It was said that I had 500 yuan and I used it to buy a piece of clothing. How much money would be deducted is the same as borrowing from Alipay. I will lend you money to buy things first, and you will have to pay it back when the time comes