If the user applies for a regular card or gold card, the new card sent will not be activated, will not incur other fees, and will not affect personal credit. For high-end credit cards applied by users, an annual fee will be charged if the high-end credit card is approved successfully. Even if it is not activated, the annual fee will be collected normally. If the user does not activate it at this time, the credit card may be overdue because he forgets to pay the annual fee.

In short, when applying for a credit card, users must confirm that they have card needs. If you do not have card needs, please do not apply for a card

If the user applies for a regular card or gold card, The new card sent will not be activated, will not incur other fees, and will not affect your personal credit report. Be careful with the high-end credit cards that users apply for. Annual fees will be charged if the high-end credit card is approved successfully. Even if it is not activated, the annual fee will be charged normally. If the user does not activate at this time, the credit card may be overdue because he forgets to pay the annual fee.

In short, when applying for a credit card, users must confirm that they have a need for a card. Please do not apply for a card if you do not have a need for a card