Basic analysis:
When users apply for CITIC Bank credit card, there are also various credit card types specifically for users because CITIC Bank credit card itself has launched various credit card services. At the same time, users can choose different cards according to their actual needs, and different cards will have different extra functions.
Let me just give you an example. If the user spends a lot every day, if you can apply for a credit card with a consumption limit and a consumption mortgage. If users travel frequently, can they apply for a credit card with business travel points? To some extent, different credit cards have different additional functions, but basically all credit cards can meet the basic overdraft consumption function of users.
Common card types of CITIC Credit Card:
1.SF co-branded credit card
SF Co-branded Credit Card is a co-branded credit card jointly created by CITIC Bank and SF Group. Based on SF-supported APP, it develops and loads rights and functions for CITIC customers. CITIC SF Co-branded Cardholders enjoy exclusive rights and interests of SF Express and Shanghai Fengyun VIP.
2. CITIC Tencent QQ co-branded credit card
The joint credit card jointly launched by China CITIC Bank and Tencent Technology Co., Ltd. enjoys exclusive discounts for QQ users. There are two types of cards: embossed version and transparent plate.
3. CITIC UnionPay standard IC credit card
CITIC's first IC chip card is safe and stable, with one card for multiple purposes and one-time payment. The transaction can be completed by inserting the chip part of CITIC IC credit card into the chip card slot of POS machine, and small offline consumption can be supported on machines with flash payment logo.
CITIC Credit Card is a bank card issued by CITIC Bank, which gives cardholders a certain credit limit, within which they can spend first and then repay. It is a credit card that truly meets international standards. Real credit cards are also called debit cards.
Since 1985 China Bank issued the first credit card, China's credit card industry has developed for more than 20 years. Although it started late, China's credit card industry began to expand rapidly after entering the 2 1 century. Since 2003, the annual growth rate of credit card issuance in China has exceeded 80%. According to the data released by the central bank, the number of credit cards issued in China is close to 654.38+0.5 billion.