I. How to borrow ICBC's personal credit loan

Ronge Loan is the brand of ICBC's personal credit loan, with the longest term of 2 years, and some customers can enjoy the longest term of 5 years. The maximum amount of self-service application is 2,. After successful application, the loan amount will occupy the credit card amount. Please refer to the actual handling for details. You can apply through online banking, mobile banking, ICBC e-life and e-finance, or you can go to any branch of ICBC in different places with your valid ID card or through the intelligent terminal of the branch. Whether the specific conditions are met can be checked in the application interface, and the information of loanable amount can be checked through the "current loanable amount" and "total amount" displayed in the application interface. The actual loanable amount is subject to the final approval result of ICBC. (Answer time: October 6, 222. In case of business changes, please refer to the actual situation. )

second, can I borrow from ICBC's credit card, and what is the maximum loan?

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ICBC's credit card itself is a card with overdraft function.

It's only a small loan. The maximum amount seems to be 5,.

Third, ICBC's credit card loan interest rate calculation

ICBC's loan interest rate is used for differential pricing. Please use the interest rate shown at the time of actual application

To help you understand the accurate information, check the loanable amount and try it.

(Answer time: October 25, 219. In case of business changes, please refer to the actual situation. )