The card is a credit card.

The Agricultural Bank of China College Student Youth Credit Card (National Treasure) is a campus-type UnionPay credit card issued by the Agricultural Bank of China. It is a gold card level. The annual fee for this credit card is temporarily waived. Card holders can participate and new customers will have the opportunity to receive 250 yuan cash back red envelope coupons, new customers "1 yuan gift package" and other preferential rights.

The Agricultural Bank of China College Student Youth Credit Card is a credit card product issued to full-time students with a college degree or above. This product does not provide a credit limit and requires a deposit before consumption. The product is a UnionPay brand gold card, which uses a magnetic stripe chip composite medium. The magnetic stripe has a standard financial credit function, and the chip has a financial credit function that complies with the PBOC3.0 standard of the People's Bank of China. It supports contact and non-contact transactions.