1. You can log in to online banking and click "Credit Card Service-Credit Card Repayment-Repayment" to make foreign currency repayment;
2. Log in to mobile banking, click "Favorites-Credit Card-Credit Card Repayment", and choose to handle foreign currency repayment;
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3. After the credit card you need to repay is registered in the telephone banking of the business outlet, you can call 95588 to purchase foreign exchange through voice self-service; You can also enter a human agent to buy foreign exchange without registering for telephone banking payment. Whether it is self-service or manual service, you need to have enough RMB balance on this card. In addition, you can also set up automatic repayment of foreign currency. You can register an ICBC foreign exchange account as a transfer account in advance. After signing the automatic repayment agreement, the bank will automatically deduct foreign currency from the account before the maturity date and return the arrears to your credit card foreign currency account. Due to the repayment on the same day, if there is a credit card with foreign currency account balance, the bank will automatically use the deposit balance of RMB account to buy foreign currency and return a card with the same foreign currency account balance.
Our bank has optimized the repayment function of dual-currency/multi-currency credit cards: on the due repayment date, if there are deposits in your RMB account and outstanding debts in your foreign currency account, we will automatically use the RMB deposits in your card to purchase foreign exchange for you at the exchange rate announced by our bank on the deduction date.
If you have any questions, please call our customer service hotline 95588 for consultation.
You can purchase foreign exchange for repayment in the following ways:
1. online banking: after logging in, please click "All-Credit Card-Repayment", select "Repayment-Overdraft Currency" and follow the prompts;
2. Mobile banking: After logging in, please click "Credit Card-Immediate Repayment" to display the arrears in all currencies under this card, and you can check up to 5 currencies to purchase foreign exchange for repayment at the same time;
3. ICBC e-student: After logging in, please click "Finance-Immediate Repayment" to display the arrears in all currencies under this card, and you can check up to five currencies to purchase foreign exchange for repayment at the same time.
Tips:
1. The purchase of foreign exchange in the card is required within the validity period, and the "account status" of the RMB account is normal;
2. The transfer-out account must be a counter registration card, and the transfer-out account must be an account in the same area, not the same card, and it needs to be verified by U shield and electronic cipher in the process of handling;
3. Repayment purchase of foreign exchange does not support excessive purchase of foreign exchange and overdraft purchase of foreign exchange, but only supports interest arising from arrears in foreign currency accounts and overdraft after interest-free period.
You can also take RMB back to the counter, or you can directly convert the money into US dollars, deposit the equivalent RMB, and then call customer service.
Foreign exchange purchase