Is the credit card agency trustworthy?

As credit cards become more and more popular, many people are eager to apply for a credit card of their own. However, some people are afraid to act rashly because they are not familiar with the entire process and are worried about being rejected. , I want to apply through a credit card agency. But are these companies reliable? Let’s analyze whether these companies are reliable.

General credit card companies require applicants to submit information:

1. A copy of the front and back of the ID card is required;

2. This is the applicant’s common contact method, mailing address and other information.

Perhaps you can get some clues from this: Do you feel uncomfortable submitting this personal information to a company you are not familiar with?

It is reported that most of the customers who choose agency companies to apply for credit cards are "people who usually have no time and are busy with work, and cannot successfully get approval when going to the bank by themselves, but are in urgent need of money." But even so, we must proceed with caution, because many companies now use the banner of "agency credit card" to obtain customer information and handle malicious credit card overdrafts without the customer's permission, causing unnecessary trouble to customers.

Therefore, if we apply for a credit card, it is best to go through formal channels. Generally speaking, as long as you have a stable job and income and a good credit record, it is easy to get approved for a credit card application.

You never know whether a person is poor or rich until the other person asks you to borrow money.