People who owe 50 thousand credit cards go abroad to work, and the bank will be arrested if they call the police. Ask a lawyer for an answer
If you fake or cheat, you will be posted online and become an old liar. Wherever you go in the future, there will be records. Now an online publishing platform has been established in the world. When you go abroad, as long as you use your ID card, others can still find your information. I suggest you discuss it with the bank and pay it back slowly.