1. You can check the credit card points by calling the customer service hotline on the back of the credit card;

2. After opening online banking, you can check the credit card points by linking the credit card;

3. Open mobile banking directly, and you can check credit card points after entering mobile banking;

4. Follow the official accounts of credit card banks. Some banks' official accounts also provide the service of checking credit card points.

The above is where to check credit card points. How to get a refund if you overpay on a credit card

If you overpay on a credit card, the money will not be refunded automatically. To get back the overpaid money on a credit card, the cardholder can only withdraw the overpaid money through bank ATMs or bank counters at bank branches. It should be noted that the overpayment of credit card repayment is an overpayment. To withdraw the overpayment, you need to pay a handling fee, which is usually 0.5 of the withdrawal amount. At least 5 RMB or 1 USD will be deducted for each order. Service fee. Part of the bank overpayment is suitable for transfer out through online channels such as mobile banking. If the amount of overpayment on your credit card is very small, it is better not to withdraw it. The extra money deposited into the credit card can be used for other purposes besides withdrawing it. It can be directly deposited in the credit card account. When using the credit card for consumption, the system will give priority to the overpayment of the credit card, or you can directly repay the bill. It should be noted that there will be no interest on credit card overpayments in the credit card account. How to solve the problem of not paying the minimum credit card payment

1. You can directly apply for installment repayment on the credit card bill. After applying for installment repayment on the credit card bill, there is no need to repay the current period. Yes, it can be repaid as the first installment bill repayment amount starting from the next installment. However, it should be noted that bills that have been repaid in installments cannot be repaid in installments, and the bills still need to be paid off in the current period;

2. When borrowing money from relatives and friends, first transfer the credit card balance. The bill amount is paid off. If the credit card is not repaid, it will have a negative impact on personal credit, and as the time for overdue repayment increases, the penalty interest will also increase;

3. Transfer personal property Conduct an auction or mortgage, and the assets obtained can be used to pay off credit card bills.

This article mainly writes about the knowledge points about where to check credit card points. The content is for reference only.