Full repayment refers to paying off all the payable amount of the current credit card bill in one lump sum, including principal, interest, handling fee and overdue penalty interest. This repayment method can effectively avoid high interest and other expenses, thus greatly reducing the economic pressure of users.

Full repayment has a very positive effect on credit history. Banks will evaluate users' credit rating according to their repayment records, and timely and full repayment can effectively improve users' credit rating. It is easier to get the approval of the bank when applying for a loan or credit card in the future.

There are usually three modes of operation for full repayment. The first is to achieve the purpose of full repayment through automatic deduction; The second is to repay in full manually on the online banking or mobile banking platform; The third is to go to the bank counter or ATM to repay in full. Select one of them to complete the repayment within the specified time before the repayment deadline.