What is Industrial Bank Credit Card Xingxiangdai? Learn about its application process!

For friends who are in urgent need of money, today I will introduce to you a cash installment business of Industrial Credit Card - Xingxiangdai. Xingxiangdai is one of Industrial Bank’s credit card cash installment businesses. It has both a credit card limit and an exclusive limit. Let’s take a look at the specific situation with me in this online loan review!

What is Industrial Credit Card Xingxiangdai?

The main feature of Xingxiangdai is that it has its own exclusive limit, which is independent of the credit limit. In short, using Xingxiangdai to handle cash installments does not occupy the credit card limit. Doesn't it sound worth applying? However, please note that Industrial Bank's Xingxiang Loan is not something you can just apply for if you want to. Currently, only principal cardholders with good credit can obtain the credit limit. The specific application qualifications are: Check the cardholder’s card usage and credit status.

So the question is, how to apply for Industrial Credit Card Xingxiang Loan? As far as I know, Xinghengdai cannot be applied for online. There are currently two processing channels:

1. Telephone invitation: Generally speaking, if the cardholder meets the requirements of Xingxiangdai Industrial Bank will take the initiative to call the cardholder to inform them that they can apply for the application. If the cardholder agrees to handle it, just follow the bank customer service steps!

2. SMS invitation: If you meet the conditions for Xingxiang Loan application, you may not receive a call, but you will receive an SMS invitation from the bank. If you want to apply, just follow the text message requirements, inform the customer service of the installment amount and number of installments you need, and then you can apply.

After the normal application is successful, you can transfer the Xingxiangdai limit to your own debit card. The Xingxiangdai limit can not only be transferred to the Industrial Bank debit card under your name, but also to other bank cards in your name. As for when it will arrive, because the beneficiary bank is different, the arrival time is also different. If it is transferred to an Industrial Bank debit card under your own name, the transfer will arrive almost immediately. If it is an inter-bank transfer, the speed will be much slower.

There will be a text message notification after the account is received. You can also log in to your mobile banking to view it. Generally speaking, if you need a credit card from Industrial Bank or a large amount of funds, and you happen to receive an invitation from the bank, you can apply for it, which is convenient and fast. Overview of the application process for Xingxiangdai Credit Card of Industrial Bank

Some netizens inquired and said that they received a text message from Industrial Bank inviting them to experience the exclusive credit limit of "Xingxiangdai" credit card, saying that it can provide up to 300,000 yuan. Yuan cash consumption limit. I just want to know what kind of business Xingxiangdai is and how to apply for it, so let me introduce it to you.

What is Industrial Credit Card Xingxiangdai? Xingxiangdai is an exclusive large-amount cash installment limit provided to cardholders in addition to the total credit limit of a credit card. It is independent of the credit limit. In other words, using Xingxiangdai to handle cash installments will not occupy your credit card limit. The ordinary Industrial Credit Card cash installment is an installment within the credit card cash withdrawal limit, which is generally 50 of the credit limit. It should be noted that not everyone can apply for Xingye Xingxiang Loan. Only principal cardholders with good credit can obtain the credit limit. The credit card center will comprehensively assess the application qualifications based on the cardholder's credit status and card status at the time of application.

How to apply for Industrial Credit Card Xingxiang Loan? As far as we know, Xingxiang Loan cannot be processed online. Generally, there is only one processing channel, which is to handle it by phone. There are two forms of processing: 1. Telephone invitation: If you meet the conditions for Xingxiang Loan, you will receive a call from Xingye If you want to apply for Xingxiang Loan, you will receive a call from the bank’s customer service specialist. If you want to apply, you can directly agree to the application on the phone and inform the customer service specialist of the installment amount and number of installments, and they will handle it for you; 2. SMS invitation: If you meet the requirements of Xingxiang Loan, You may also receive an invitation text message from the bank according to the loan application conditions. According to the prompts in the text message, between 9 and 20 o'clock, dial 95561 and press 1 for your credit card and then press 776 to connect to the service specialist, and then inform the service specialist of the installment amount and installment period. Just count and it will be done for you.

The above is the relevant introduction to "What is Industrial Bank Credit Card Xingxiangdai", I hope it will be helpful to everyone. What kind of loan is Xingxiangdai?

Xingxiangdai is a consumer loan provided by Industrial Bank to credit card (debit card) users that relies on the cash installment business of credit card (debit card). Its loan limit is an exclusive limit in addition to the credit card (credit card) limit. Only high-quality credit card (debit card) users can have Xingxiangdai credit limit.

The maximum loan amount of Xingxiangdai is 300,000. There are two ways to apply: 1. Call the customer service staff of Industrial Bank to invite. 2. The borrower logs into the Xingxiangdai platform and submits an application for a loan. Xingxiangdai loan funds can only be used for consumption.