Each bank has different conditions for applying for a credit card, but generally there are the following basic conditions:

Age 18 years or above, and not over 60 years old (some banks are not over 65 years old) , urban and rural residents with a fixed occupation and stable income, with a permanent residence in their workplace and registered permanent residence;

Fill in the application form and sign it personally at the cardholder;

Provide the card to the card-issuing bank Copies of the identity cards of the person and the supplementary cardholder and the guarantor; foreigners, overseas personnel and active military officers who receive the card in their own name should present a temporary household registration issued by the local public security department or a certificate issued by the relevant department, and must provide guarantee conditions. The guarantor must be a guarantor unit or a guarantor who has a local household registration and works locally.

How to apply for a credit card:

Apply at a bank business hall: Bring your valid ID and submit a credit card application at a bank outlet;

Apply by a credit card specialist: Apply through a bank credit card Application for salesperson;

Online application on the bank's official website: Go to the credit card page to apply online through the bank's official website;

Bank WeChat official account: Apply online by following the bank's WeChat official account .

Documentary materials required for credit card application:

Proof of identity: usually an ID card (if using a new version of the ID card, a copy of the front and back sides is required).

Work certificate: The original work certificate issued by the employer or a copy of the work permit/plate.

Proof of financial resources: bank statements, income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments, etc. that can prove the level of financial resources.

Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.