What does credit card white account mean? A white household means that there is an application record, but the application failed in the end and the card was not issued for more than half a year. A pure white household refers to a household that has never applied for a credit card or loan and has no personal credit.

Both pure white households and white households refer to customer groups without bank credit records. This group of people will inevitably get stuck when applying for loans. The reason is that in order to control risks, some banks only Target the audience with good credit history.

How do pure white households apply for a credit card?

Application location:

1. Local bank branch;

2. Staff of local bank credit card center;

3. ICBC and CCB Waiting for support to apply on the official website.

Application conditions:

1. Be at least 18 years old;

2. Have stable repayment ability.

Submit proof:

1. ID card;

2. Proof of work or income;

3. Company phone number, family name Telephone number and personal mobile phone;

4. Tax payment certificate;

5. Proof of property, vehicles and other assets under your own name;

5. Credit cards from other banks, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue the card.

First find a credit card salesperson or lobby teller to fill out an application form. The other party will probably approve the card based on your conditions, so they will usually ask you to fill in the application form. After filling out the form, you will have hope, and then submit the above information, etc. The bank's approval, whether to approve the card and the card limit, depends on the bank's overall score for you.