You don't need a credit card ~ ~ You can get a UnionPay card ~ In some ATMs in Korea, you can use UnionPay cards to withdraw money and automatically exchange it according to the exchange rate of the day ~ ~ The money you take out is directly won! ! I use the unionpay card for industry and commerce ~6222 has the CN logo at the beginning! First, you can pay online and withdraw money directly ~ When the exchange rate is very high this year, you can withdraw almost 30,000 RMB worth of won directly from your card! And you don't have to pay an annual fee like a credit card ~ so it's very convenient ~ you pay a handling fee of about 13 RMB for each transaction, and each transaction is limited to 300 thousand won ~ so the handling fee is about 0.7%! Because the money taken out is converted according to the exchange rate of deposits, even with the handling fee, it is more convenient than going to the bank to exchange cash for money.