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What does the credit card fee returned by the Bank of Communications credit card mean? Why doesn’t the refund go directly to the credit card account?

The cash back for swiping your card is the money given to you by the Bank of Communications, which can be deducted from the amount of card consumption (note that the amount of card consumption at the designated physical store can be deducted)

Card swiping bonus is a bonus right given by the Bank of Communications Pacific Credit Card Center to eligible Bank of Communications Pacific Credit Card holders; cardholders who use the card swiping bonus in accordance with these terms and conditions can use the card swiping bonus within the specified validity period, available range, and quota. Within the scope of other special rules, the transaction principal of related transactions incurred using Bank of Communications credit cards will be deducted.

How to obtain:

1. Cardholders can handle and use the card credit business only after they participate in the designated activities of the center or meet the designated conditions of the center and receive the card credit. Card swiping bonus; the specific conditions for receiving card swiping bonus are subject to the terms and conditions of relevant market activities or the relevant regulations of this center.

2. If a cardholder has any of the following circumstances, the Center reserves the right to cancel the credit card credit he or she has received or refuse to use the credit card credit:

(1 ) The Bank of Communications credit card held by the bank is deactivated or controlled, the card is not activated or has been canceled, the card has expired and has not been renewed, or the account status is abnormal;

(2) The validity period of the card holder’s credit card payment Apply to cancel the card within;

(3) The cardholder violates the applicable credit card regulations or acceptance contract, these terms and conditions, and other relevant regulations of the Center;

(4) ) The Center has independently judged that the cardholder has defrauded or maliciously used the credit card through non-genuine transactions or other methods.

Record and query:

1. The card bonuses received by cardholders participating in different activities or meeting different conditions will be recorded separately; if the cardholder holds multiple Bank of Communications For the principal credit card, the credit card bonuses received will be credited to the main card account under which the credit card participant participates in designated activities or meets the specified conditions; the credit card credit received by the supplementary card holder will be credited to the principal card account attached to it. . Multiple card usage credits under the same main card account, or card usage fees under different main card accounts, cannot be accumulated, combined or converted to each other.

2. Cardholders can query the relevant records and actual usage of their card swiping funds through any of the following methods:

(1) Log in to the Bank of Communications Credit Card Online Banking to query;

(2) The Bank of Communications credit card statement will show the record of credit card fees accumulated as of the statement date;

(3) Log in to Bank of Communications mobile banking to inquire;

(4) Call this The central customer service hotline can be used for inquiries via telephone banking or manual service.