Issue 24. There are roughly three types of credit card installments offered by China CITIC Bank: CITIC's Credit Card Center website offers a variety of credit card installments in the "Credit Card Mall", the longest is 24 installments, all of which are interest-free; the longest installments offered by national chains Gome and Suning Appliances The installment is one year, and the handling fee is 4.5%; for a single installment, that is, after swiping the card, calling 4008895558 and pressing 1, 6, 1 to apply. The number of installments to apply for is 3, 6, 9, 12, Issue 18 and Issue 24. Method of payment of handling fee: one-time payment of RMB 10,000 (including RMB 10,000) and below (instalment amount), payment in installments of RMB 10,001 and above (instalment amount) according to the number of installments processed. The standard handling fee for each period (monthly rate) is: 0.65% for the 3rd period; 0.60% for the 6th period; 0.60% for the 9th period; 0.55% for the 12th period; 0.64% for the 18th period; The 24th period is 0.60%. If the credit card limit is 5,000 and you choose to pay 12 installments for a product worth 4,000, the handling fee will be 6.6%, and you will have to pay 264 yuan for a purchase of 4,000 yuan.

How to apply for CITIC Bank Credit Card Installment

1. WeChat: You can open Apple 12, iOS14, WeChat version 8.0.13 to add the WeChat service account of CITIC Bank Credit Card, and then click "Apply" Card/Instalment"-"Bill Installment", you can handle it.

2. Telephone: You can call 400-889-5558, then press 1 in Mandarin and # in Mandarin to enter the main menu, select 0 to enter the card number or ID number to enter the manual service, and inform the amount and period of the application. After the system review, the customer service specialist will inform you of the application result.

3. Online banking: Log in to online banking and enter the credit card page. Select "My Account" and click "Bill Inquiry for this Period" - "Select Card". Then click Apply for Bill Installment, select the number of installments, and confirm submission.

4. SMS: After the customer receives the invitation application message from our bank after issuing the bill, he or she can send FQ plus the last four digits of the card to 106980095558, and the system can immediately notify the result of the application.

CITIC Bank

CITIC Bank’s original name was CITIC Industrial Bank. It was founded in 1987 and was changed to its current name at the end of 2005. CITIC Bank is one of China's national commercial banks, headquartered in Beijing. The main shareholder is CITIC Corporation of China.