If the credit limit is too low, you have to increase the monthly credit card amount, which requires equipment to increase the number of credit cards per card per day. If the bill date is urgent, it should be brushed out immediately after it is returned, which is more prone to risks.

Moreover, the amount reserved is sufficient, whether other money is used for other purposes or because it is not alleviated in this way, it is not difficult to do so.

Extended data:

Precautions:

1. Choose an appropriate withdrawal opportunity: after a large amount of consumption, if a single transaction uses up more than 90% of the credit line, you can immediately apply to the bank for withdrawal; Or tell the bank in advance that it needs large-scale consumption and installment before large-scale consumption (because the temporary quota cannot be phased), so that the bank will think that the original quota is really not enough to withdraw cash quickly, and it is most effective to apply on the billing date or when the card has just been maxed out.

2, credit card repayment on time can not be overdue, develop a good habit of using cards and repayment. The smaller the risk of bad debts of cardholders, the more helpful it is to increase the quota.

3. Because the consumption records of the new card are few, it is difficult for banks to judge the cardholder's demand for credit line and the potential risks of the cardholder. Therefore, the newly opened credit card will be used for more than half a year, and then the application for withdrawal will be easily approved.

Baidu encyclopedia-credit card limit