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Why have I applied for Ping An Credit Card several times and been rejected?
Because the comprehensive score is insufficient.

After the application is rejected, it is best to apply again every three months; It is meaningless to have frequent applications rejected in a short period of time. The bank will not lower the audit standard because of your frequent application; So don't apply for cards frequently. If the application is rejected once, apply again three months later.

The pass rate of credit card application depends on the financial certificates provided in your name at the time of application, such as real estate license, automobile driving license, work income certificate, etc. The more financial certificates, the higher the pass rate and the higher the number of cards approved. You may be rejected because your real estate license does not meet the requirements of the bank.

If you apply online, the pass rate will be slightly smaller.