1. Handling fee: 1% for each transaction in China, and the minimum fee is ￥ 10/ transaction; Overseas (including Hong Kong, Macao and Taiwan) is calculated as 3% of each transaction, and the minimum charge is 30 yuan/transaction or USD 3/transaction (Centurion Black Gold Card, Centurion Black Gold Card (version 20 12), Centurion Platinum Card is 30 yuan/transaction or 5 yuan/transaction);

2. Interest: Interest-free repayment is not available after cash withdrawal. From the trading day, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis until the settlement date.

For example, in June 1 day, the customer cashed in 2,000 yuan and charged a handling fee of 20 yuan. Interest will be calculated on June 1 day, and the customer will repay on June 10, resulting in interest on the principal of the current bill 10 yuan.

skill

1. There is only a handling fee for withdrawing multiple deposits from the credit card; You can also choose to transfer out the overpaid part for free.

2. Only cash advance function is enabled, and there is no charge. At the same time, cash withdrawal is not divided into the same city and different places, and no inter-bank handling fee is charged.

(reply time: 65438+20201October 6th. Please refer to the latest business changes announced by China Merchants Bank in official website. )