If many cardholders apply for a credit card with a low limit, they will have the idea of ??applying for another one, thinking that the limit may be higher, but this is not necessarily the case. The credit card limit will not be higher just because you apply for more cards. The key depends on the applicant's credit conditions. Let's analyze it from two aspects.

Will it be higher if I apply for a credit card with a low credit limit? First of all, you have to check whether the issuing bank is the same. If you apply at the same bank, the results will be different than applying at a different bank. 1. If you apply for a card from the same bank less than half a year ago and the credit conditions have not changed, even if you are approved for applying for a credit card again, the credit limit will not be too high, and the credit limit may be even higher. Low. However, cardholders can use the credit cards they have already applied for as bargaining chips to improve their qualifications by using the cards. If your credit limit is too low, you can put some money into your credit card and then spend it. Use your credit card limit to at least 70 every month. It doesn't matter if you max it out once or twice. The key is to use the card in a standardized way. You can't use the credit card to make false transactions to obtain cash. You have to repay on time, preferably in full, so that your spending power and repayment ability are recognized by the bank, and you may be given a higher credit limit when you apply for a card. 2. Applying for cards from different banks. Different banks may have different requirements for credit card approval, but the most basic conditions are similar. One is good credit and the other is the ability to repay. For this reason, it is best to maintain good credit and reduce your debt before applying for a card. As for whether the approved credit limit will be high, it also has something to do with the nature of the bank. For example, if the card was originally applied for in a state-owned bank, although the credit limit is low, if it can be approved, you can also get extra points if you go to a commercial bank to apply for a card. Many people have been approved by state-owned banks for Baicai cards, but commercial banks have given them a credit limit of tens of thousands. In short, if you apply for a low credit card limit, it may not be higher. It depends on the applicant's credit conditions and card usage behavior, and it will also be affected by the nature of the bank.