The Harbin Bank Puhui Golden Lilac Credit Card can be renewed after one year of repayment.

First of all, for the Pratt & Whitney Golden Lilac Credit Card, customers can choose the renewal function after paying off the credit card bill for the first year. This means that customers can use their credit card to make purchases again within their credit limit.

Specifically, the renewal function is divided into two forms: First, customers can choose to renew the loan in one time, that is, convert all the credit card balance into available limit, and continue to use the credit card for consumption without repayment. . Second, customers can choose to renew the loan in installments, that is, after repaying the credit card balance in installments, the remaining balance will be converted into available credit and continue to use the credit card for consumption.

To sum up, the Harbin Bank Puhui Golden Lilac Credit Card can be renewed after one year of repayment. Customers can choose a one-time renewal or an installment renewal to continue using the credit card for consumption.

Extended information:

The Puhui Golden Lilac Credit Card is a credit card product of Harbin Bank. The main features of this credit card are low comprehensive rates, no annual fees, and a high points redemption ratio. Cardholders can earn points when they use the Pratt & Whitney Golden Lilac Credit Card to make purchases, and the points can be used for discounts, redemption of goods or other benefits.

Renewal is a special function of the credit card, which allows the cardholder to continue to use the credit card for consumption one year after it has been returned, and provides a certain amount of credit based on the cardholder's repayment status and credit limit. Spending amount. There are generally two options for renewal: one-time renewal and installment renewal. Cardholders can choose the appropriate method according to their own needs and repayment ability.

It should be noted that the renewal function of a credit card usually needs to meet certain conditions, such as the cardholder’s good credit record and stable repayment ability. In addition, the specific renewal amount and renewal interest rate will also vary according to personal credit conditions. Therefore, it is recommended that cardholders learn more about the bank's relevant policies and regulations before considering renewing their loan, and make a wise choice based on their own circumstances.