This is really a good choice for many people.

Living in today's era when housing prices are soaring but wages are not rising, ordinary working-class people will have to be house slaves for life if they buy a house. Let's calculate the increase and we will know why those who own houses and cars are so poor. No more than 10,000 yuan left.

Calculating house prices based on the area where we live, the price in my town is about 13,000 yuan per square meter. The highest price in surrounding towns is more than 20,000 yuan and the lowest price is more than 9,000 yuan per square meter. Even if you buy 100 square meters from me, it will cost 1.3 million. A down payment of 500,000 will basically wipe out your family's wealth. You also have to pay off a loan of 800,000, which will be paid off in 30 years. The profit is estimated to be 400,000. The 1.2 million points will be repaid in 39 years, and the monthly repayments will be 3,333 yuan. Suppose you buy another mobility scooter for 100,000. The family's fortune has been emptied.

Then we calculate the income of the couple. The female here is basically around 3,500 after deducting social security, and the male is around 5,000 for working 8 hours of hard work. Even if we are a couple, we can earn 8,500 yuan a month.

8500 minus 3333 housing loan

The remaining 5167

How to get 2000 for food, accommodation, water, electricity, gas and property management fees per month

The remaining 3167

If a child wants to go to kindergarten, the semester is 5 months, which costs 1,400 per month.

The remaining 1,767

Get rid of those sundries. Eight, if you have 1,000 left every month, that’s pretty good. How is it possible to get 10,000 yuan?

Don’t talk about others, I just own a three-bedroom, one-living house in the city worth millions, and a mobility scooter. I just got married and haven’t had children yet. I live off my credit card every month and my salary is not low. But the money just goes unspent. Now when I go out with three or four hundred yuan, I only have a few dozen yuan left when I go home. Just go to the supermarket and buy some daily necessities for hundreds of dollars. Don't mention taking out 10,000. Even if you ask me to get 5,000 now, I have to squeeze in. Mortgage and renovation loans are overwhelming

A house of 125 square meters and an E300. Now I have less than 400 yuan in my card for decoration, furniture, home appliances, and marriage. I am overdrafting too much this year. . .

We are strangers, we have no grievances, why are you talking about me?

To be honest, if there were no rich father, official mother, and unexpected wealth from demolition.

Ordinary people who buy a house or a car are naturally in debt.

Because the actual per capita income of Chinese people is ten times different from reasonable housing prices.

In other words, an ordinary person who buys a car or a house will have to be a hungry fat man for ten years, or even a poor man for twenty or thirty years.

Just imagine, even if you take out 10,000 or 50,000, it will be enough to pay off the debt.

Let’s talk about positive energy. Every household has a car and a house. They all got rich through policies.

Let’s talk about some negative energy: I dare not eat or spend, I have foreign debts, and I am even poorer than the poor. Not rich but poor.

Because the poor have less income but no foreign debt.

Just imagine, does a person who has hundreds of thousands of degrees of life feel any pressure?

It seems that someone with a car and a house is a rich person, but in fact, he is a person with debts.

In a word, the shoes are beautiful but the feet are uncomfortable. He has become a person who pretends to be fat.

In rural areas, many people who have houses and cars cannot afford 10,000 yuan. If they don’t have a house or a car, many people can afford 100,000 yuan. In rural areas, many people buy houses and cars in county towns, but many people cannot even afford 10,000 yuan. They can’t even afford 10,000 yuan. An average family buys a house in the county for 3,000 yuan per square meter. The down payment and decoration are almost 200,000 yuan. The mortgage is paid off in 15 years, which is more than 2,000 yuan per month. For most families, it costs 100,000 yuan to buy a small car. This is a lot of pressure. After all, most people only have a monthly salary of about 5,000, and they have to support their families and pay monthly mortgage payments. They can’t afford to work alone with such a small salary, and they have to work as a family to barely make ends meet. Where can I get 10,000 yuan, so buy a house or a car based on your actual situation. The truth is that you have money in your card.

Maybe my life circle is too small! No matter how miserable the lives of the people around me who own houses and cars are, they still have 10,000 yuan.

I usually have a stable job and the salary is pretty good. The unit provides free three meals a day. Most people only eat breakfast and lunch because they have to go home and cook after get off work.

Work clothes are issued every two years, and you can choose to buy a few sets when the seasons change.

Unit benefits are also available. Rice and oil must be distributed on major national festivals. If the couple is in the same unit. Basically there is no need to buy rice and oil at home.

You don’t need to spend money to buy it even if you have a slight cold. You can swipe it with a medical insurance card, and your employer will transfer the money to the medical insurance card every quarter.

If you don’t buy luxury goods and gamble. You can save a little money every month. Basically, I don’t spend much money in my daily life.

To sum up, although the people around me who own houses and cars are not very wealthy, they can still get it if they ask them to come up with 10,000 yuan.

The above is my superficial answer, don’t comment if you don’t like it!

I have a car and a house but can’t afford 10,000 yuan. This is what my family was like last month. It was really hard to come by.

It was finally time to apply for the real estate certificate for the new house. I went to the convenience service center to apply for it and paid almost 20,000 yuan in taxes. I only had a little over 20,000 yuan left in my hand, so I had to save enough for living expenses. I swiped the child's father's credit card so that I could delay repayment for a month. Just waiting for the child's father to pay his salary. But his company has not released it for several months. This year is not going well, and I don’t know how to find a job again.

I have to pay off my credit card at the beginning of the month. After paying off nearly 20,000 yuan, I have just over 100 yuan left. Fortunately, I had a credit card before and I usually use it to buy groceries and stuff.

The child’s father was very happy when he came back from get off work today and said that the company had paid him two months’ salary. Although there are still three months of unpaid wages, at least it can solve the family's urgent needs. Otherwise, I will have to go back and forth with my credit card to pay off the credit card next month. Okay okay okay. As long as I don't have money, I don't feel safe. I can't eat well, sleep well, and there's always something in my mind. I finally got a good night's sleep tonight.

Me

The one you are talking about is me, haha. I stopped going to school when I was 27 and 17 years old. I found a technical secondary school and studied welding for a year and then went out to work. I've been to people all over the world, but I haven't made any money. Later I went back to my hometown and was introduced to my wife. I thought she was pretty good and got engaged. After being together for more than a year, I found out that I was pregnant, so I quickly got married. When we got married, When I didn’t have any money, my parents borrowed money from the bank. I bought a bungalow near the county town for 180,000 yuan. After getting married, I had a hard time because I had no money and had to ask my parents for everything. Fortunately, I met a good buddy. He introduced me to their company as a mechanic and I have been working there for four years. The car I bought with a loan last year was not a good car either. I pay 2,400 for my car loan every month. I just feel like it, and traveling is much more convenient. In April this year, because my child was going to elementary school, I had to buy a house in a school district. So, I borrowed here and there, and collected 10 I bought a building for over RMB 730,000. I didn’t think much about it at that time. I just wanted to buy a building. Considering the future development, I bought a large flat of more than 240 square meters. It was a clean house. The house payment was 730,000 and the interest was 500,000. The bank The interest rate is really high and the monthly mortgage payment is 3,500. My monthly salary is more than 4,600 and my wife is 2,400. After paying off the loan every month, I only have money for food and drinks. I work part-time after work at night and drive after drinking. Now I have no money left every month. Alas, young people are suffering. It doesn’t matter if you are a little tired or a little tired, don’t regret it when you are old

The car you earned through your own efforts

My grandma’s biggest dream in this life is to go to Beijing. Last summer I took my grandma and the girl with me I went to Beijing for a few days

I was busy with my mother while decorating the house