Generally, when applying for the credit card of Minsheng Bank through the Internet for the first time, Minsheng Bank could not confirm the identity information of the applicant, and the staff had to sign with the applicant in person. After receiving the credit card, the general applicant needs to bring his ID card and credit card to the business hall of Minsheng Bank for face-to-face signing. Candidates can successfully pass the face-to-face interview only by answering a few questions from the staff truthfully, without cheating or hiding anything.