Risk control can be lifted. Under normal circumstances, there are many reasons why ICBC cards are subject to risk control, such as expiration of credit cards, insufficient credit limit in the card, risk transfers, etc., which can lead to bank cards being subject to risk control. Since the beginning of the year, many cardholders have experienced significant credit reductions, and banks’ risk control efforts on credit cards have only increased.

1. Users need to log in to the ICBC app, and then find my customer service - manual customer service in the ICBC app, then consult the reasons for ICBC card risk monitoring, and then follow the processing methods given by the customer service Just process it.

2. In addition, when users encounter ICBC card risk monitoring, they can call the official phone number of ICBC and consult manual customer service for solutions.

Although the risk control reasons for ICBC cards are different, the final results are all risk-controlled. If you want to remove the risk control of a bank card, the cardholder needs to understand the reasons for the risk control, and then handle it according to the handling method given by the customer service of the card-issuing bank.

Operating environment: Huawei mobile phone nova6 ICBC app version 6.1.0.9.2

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ICBC card cancellation

ICBC To cancel the card, you need to go to the bank counter. The standards for bank card cancellation are:

1. When the user's balance is less than 300 yuan, a small account management fee of three yuan per quarter and an annual bank card fee of ten yuan will be charged.

2 When the user's balance reaches zero and there is no fund flow within three years, the bank card will automatically cancel the account. 3. Bank cards are different from credit cards. Closing the account will not cause credit problems. Bank cards are credit payment instruments issued to the society by financial institutions such as commercial banks and postal savings and remittance institutions, which have all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards include credit cards and debit cards. Because various bank cards are made of plastic and are used for deposits, withdrawals and transfer payments, they are also called "plastic money". If it's a credit card, the situation is completely different. Once a credit card is successfully processed, there will be a corresponding record in the personal credit report. Therefore, regardless of whether the card is activated or not, the bank will not automatically cancel the card. If the card remains inactive for a long time, there will be security risks to a certain extent.