Credit card customers of CITIC Bank can choose "Credit Card Repayment" by logging in to Alipay website, or repay through Alipay balance.
Arrival time: Real-time arrival.
Charging standard: repayment for myself is free; Pay Alipay for others, and charge 0.2% handling fee (minimum 2 yuan, maximum 25 yuan).
Supported currency: RMB
Repayment restriction: Debit cards must have the logo of "UnionPay". Debit cards that support transfer-out must meet the online payment conditions and limits of the issuing bank, and support many banks such as China, agriculture, industry, construction and exchange. Please refer to Alipay website for the specific list.
Extended data:
Alipay and China CITIC Bank launched online credit cards.
20 1 April 1 1 AliPay announced that the online credit card jointly launched with China citic bank (60 1998) will be launched on the mobile phone "AliPay wallet" next week, with the first batch of110,000 cards, and the credit line is above 200 yuan, and the upper limit can be based on personal network credit. In addition, Alipay said that cooperation will not be limited to CITIC Bank.
It is reported that the online credit card that Alipay cooperates with CITIC corresponds to CITIC Bank's "remote payment credit card". Consumers pay attention to the official WeChat account of CITIC Bank in Alipay wallet and immediately apply online through the official WeChat account. After the application is passed, the obtained card number will be used to open Alipay Express Payment online, and can be used for online shopping, mobile payment and other consumption.
Alipay said that this card issuance model no longer needs to fill in information such as fixed income and garage as in the past, and also saves time for bank review; Card issuing audit is based on the credit data accumulated by Alipay users on the network. In addition, in order to ensure that the risk management of online credit cards meets the regulatory requirements, Alipay and China CITIC Bank jointly established a risk management system.
Alipay related people said that this card issuance model will correspondingly reduce the cost of issuing physical credit cards by banks, and Alipay will benefit more banks through this open sharing model.
Can China CITIC Bank-Alipay return the credit card of China CITIC Bank?
He Xun. Alipay and China CITIC Bank launched online credit cards.