Can China Merchants Bank’s full-currency credit card be exchanged for a dual-currency card?

China Merchants Bank dual-currency credit card cannot be exchanged for a full-currency credit card, and you can only apply for another full-currency credit card.

Dual currency card refers to a credit card with both RMB account and foreign currency account. Generally, there is a "UnionPay" logo on the upper right side of the front of the card, and a VISA, JCB or MasterCard logo on the lower right side. Now, VISA or MasterCard dual-currency credit cards can be used in more than 200 countries, which makes it more convenient to find consumer merchants.

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