1. Annual credit card fee, revolving credit interest, cash advance fee and interest, expenses arising from overdue repayment (such as liquidated damages and interest) and other fees agreed in Minsheng Credit Card Collection Contract.

2. Cash advances or over-withdrawals through counters or ATMs of the Bank or other banks.

3. Consumption in real estate dealers, various motor vehicle dealers, fuel shops, fuel vending machines, aircraft dealers, farm tools dealers and other wholesale merchants.

4, telecommunications, cable television, television, water and electricity and other public utilities service fees are free.

5. Lottery, hospitals, schools and government services.

6. Online payment and other financial transactions.

7, other government loans, charitable social services and other non-profit consumption.

Extended data:

Minsheng Bank Credit Card Points Rules

1. Cardholders who spend 1 yuan can accumulate 1 minute by credit card can accumulate 7 points if they spend 1 dollar or more. The points generated by the consumption amount will take effect on the day after the bank bookkeeping date.

2. The points of multiple credit cards in the same credit card account can be combined; The points of the main card and the auxiliary card are also included in the main card account; If some co-branded cards have special provisions, they will not be combined.

3. If the credit card holder has a refund after overdraft consumption, the points he has earned will be adjusted by China Minsheng Bank according to the proportion of the refund amount.

China Minsheng Bank-Minsheng Bank General Integral Rules