If you want to apply for a credit card for investment and consumption, users can submit application materials as required after selecting the bank they want to apply for, and they can successfully apply for their own credit card after the bank has passed the examination.

Overdraft card is a kind of credit card, which can be handled through the following channels:

1. Bank outlet handling: You can handle it at the outlet, and there will generally be professional credit card handlers in the bank to serve the handlers.

2. Bank official website: Open the bank official website, open the credit card center, and generally there will be the contents of the card, and then fill in the information according to the page prompts, and you can apply.

Credit card overdraft processing conditions are:

1. The applicant must be the main card holder, aged between 18 and 60 years old, and have full civil capacity.

2. Personal credit is good, and there is no bad overdue or default record.

3. Normal use of credit cards, no large cash withdrawal.