The annual fee of Guangfa Bank’s credit card can be refunded after deduction, but the annual fee of Guangfa Credit Card must meet certain conditions before it can be refunded. If it is GF Zhenshang Platinum Card, Car Owner Elite Platinum Card, Guangdong-Hong Kong-Macao Travel Platinum Card, or ONE Platinum Card, you can get the first-year annual fee refunded by making 3 transactions (each transaction is over 88 yuan) within 90 days after the card is issued. return. If it is another credit card under Guangfa Bank, it can be returned 90 days after the card issuance date. After reaching the free card swiping condition every year, the system will automatically refund the annual fee on the first day of each year. Among them, if you make 12 transactions within the annual fee cycle, you will be exempted from the annual fee for the next year, and so on.

In general, Guangfa Bank’s credit card annual fee can be refunded after deducting it. Cardholders who have several cards with no annual fee for multiple swipes can all be refunded before the next bill date if they communicate with customer service in a timely manner during the annual billing month. However, the annual fee incurred needs to be repaid by the cardholder first, and will be returned to the cardholder's card later.

: Guangfa Bank credit card annual fee standard

1 RMB ordinary card main card 40 yuan / year, supplementary card 30 yuan / year; dual currency ordinary card main card 90 yuan / year , supplementary card 45 yuan / year.

2 RMB Gold Card costs 80 yuan/year for the main card and 48 yuan/year for the supplementary card; Dual Currency Gold Card costs 260 yuan/year for the main card and 130 yuan/year for the supplementary card.

3 Titanium Gold Card: 480 yuan/year for the main card and 240 yuan/year for the supplementary card.

4 The standard platinum card is 2,500 yuan/year for the main card and 1,500 yuan/year for the supplementary card.

5 Infinite Card, World Card, Diamond Card, the main card is 12,000 yuan/year, and the supplementary card is 5,000 yuan/year.

How to check the annual fee of Guangfa Credit Card?

If you want to check the annual fee of your credit card, you can check it by calling Guangfa Bank customer service hotline, Guangfa Bank counter inquiry, Guangfa Bank official website, Guangfa Bank official mobile APP. Specific analysis:

1. Inquiry at the Guangfa Bank counter: The user brings his or her valid ID card and credit card to Guangfa Bank and consults the staff of Guangfa Bank. The staff will assist the user to check the annual fee on the self-service device.

2. Guangfa Bank customer service hotline: Cardholders call the Guangfa Bank customer service hotline to be transferred to manual service and ask staff to help with inquiries.

3. Guangfa Bank official website: Cardholders log in to their personal online banking account and can check the annual fee in their personal account information.

4. Guangfa Bank official mobile APP: Download, register and log in to the Guangfa Bank Credit Card Discovery App, find online customer service, and ask customer service for help.

Operating environment: Huawei nova4 10.01.38

Guangfa Bank App6.6.0