Credit card withdrawal is the minimum repayment amount. But you need to pay attention to the fact that the longer the repayment period, the higher the interest you will return. The reason is that credit card withdrawal does not enjoy interest-free period, and banks have to charge a one-time handling fee of 0.5% to 3% of the withdrawal amount, which is equivalent to the annual interest rate 18.25% and the daily interest rate of 0.05%.

Therefore, in the case of abundant funds at hand, I suggest that you try to pay off your debts in one lump sum. This will ensure that you don't have to pay a lot of interest and will not cause overdue repayment.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.