If CCB credit card users want to stop the installment and pay off all the outstanding debts in advance after the installment, there are two ways:

1. Call the customer service hotline 95533 to apply for early termination, but the termination All remaining outstanding balances must be paid in advance, and the handling fees for each period must be paid.

2. Log in to the China Construction Bank APP, enter the installment credit card, then click "Repay for myself", select all installment bills on the next page, and click "Pay off all". The handling fees incurred in installments also need to be deducted.

How long will it take for the bank to sue for money owed to a credit card?

1. Generally, when the cardholder’s credit card is overdue for more than three months, the card-issuing bank has the right to sue. But this does not mean that as soon as the cardholder's credit card is overdue for more than three months, the card-issuing bank will immediately file a lawsuit in court.

2. In fact, in real life, banks will not sue easily. After all, the litigation process will consume a lot of material, human and financial resources. The bank mainly reminds the cardholder to repay the loan as soon as possible through text messages and phone calls. Unless the cardholder's overdue circumstances are serious, such as being overdue for a long time (three to six in a row), owing a large amount, and ignoring the bank's multiple reminders during the overdue period, the bank may not even be able to contact anyone. In this case, the bank is likely to sue and use legal channels to get the cardholder to repay the loan.

3. After the court’s judgment, the cardholder must pay off the debt as soon as possible. If the cardholder refuses to repay after the court’s judgment, the court is likely to list the cardholder as a defaulter. Among the executors, daily life and travel will be affected.