Credit card products of Agricultural Bank of China can be divided into Jinsui Credit Card of Agricultural Bank of China and Jinsui Credit Card of Agricultural Bank of China. Jinsui Credit Card can only be regarded as a quasi-credit card, and its use scope is limited to China. There is no interest-free period, and a certain deposit is required to apply for Jinsui Credit Card.

Jinsui Credit Card is the real credit card, which has an interest-free period and can be overdrawn. The dual-currency card in Jinsui Credit Card can also be used abroad.

Agricultural Bank Jinsui Credit Card (quasi-credit card, hereinafter referred to as Jinsui Credit Card) is a RMB credit payment tool issued by Agricultural Bank of China, which has the functions of cash deposit and withdrawal, transfer settlement and consumption, and can enjoy certain overdraft convenience according to the regulations of the issuing bank.