How to cancel a China Merchants Bank credit card?

There are different ways to cancel a credit card under different circumstances:

1. I have only applied for a credit card, but have not yet downloaded the card. hour. In this case, just call the credit card issuing bank and ask the customer service staff to cancel the application.

2. The card has been placed but has not been activated. In this case, you can not activate it yet. It will be automatically canceled after one year. Generally, the activation period of a credit card is within one year from the date of issuance of the card. If it is not activated within the specified time, it will automatically expire.

3. The card has been downloaded and activated. In this case, you need to pay off all the credit card debt first, then call the credit card center of the credit card issuing bank and follow the customer service instructions for cancellation.

Extended information:

Note:

The bank will register your address, workplace and other information on the People's Bank of China credit report. Please be sure to fill it in truthfully. To avoid unnecessary trouble, if you are applying for a second card, please confirm whether the default billing address has changed, otherwise the credit card may be sent to the wrong address.

The minimum repayment is generally 10% of the current bill. Like cash withdrawals, the minimum repayment does not enjoy the interest-free period. Each consumption in the bill will be charged 10,000 yuan per day starting from the day of consumption. Five-fifths of the interest. This is the legendary compound interest.

Bill installment means returning the consumption amount to the bank in installments. Generally, the bill installment service provided by banks is 3-24 installments, and the maximum limit is 90% of the bill. First of all, banks will charge interest (some banks exempt) and handling fees for this business. Secondly, since the credit card limit is fixed, if the bill is in installments, the limit that can be used flexibly will be reduced, which will affect subsequent consumption.