The CITIC Bank Platinum Card has always been very popular among users because this small platinum card is better than other platinum cards of the same level, and the interest-free period is also quite long, up to 50 days. It also has shortcomings. Although it is a good approved card, there are some conditions that are difficult to apply for. Applicants must have a card with a credit limit of more than 10,000 yuan and a monthly income after tax of more than 5,000 yuan. These are the requirements for applying for a card. The premise is that users who do not meet this requirement are also the coolest and coolest. So let’s introduce the annual fee, credit limit and special offers of this card.
The annual fee for China CITIC Bank Platinum Credit Card is RMB 480 in the first year. From the statement date, credit card consumption includes 12 cash withdrawals, and the annual fee is waived. The cycle time is calculated from the date the card is issued. In terms of credit limit, the credit limit of a CITIC Bank Platinum Card is not less than 3,000 yuan and can reach a maximum of 100,000 yuan. The credit limit depends primarily on the applicant's qualifications. If the applicant has good conditions, the credit limit for the first batch will not be too low.
CITIC Bank Platinum Card cardholders can calculate double points through online transactions, up to a maximum of 10,000 yuan. CITIC Bank Platinum Card holders can use their I Platinum Card to purchase IMAX2D/IMAX3D movie tickets at Wanda Cinema (Shenzhen Baoan Store) at half price. The restricted area is only in Shenzhen. Each user can redeem up to 6 half-price tickets throughout the year. The deadline is December 31, 2018. Cardholders can enjoy insurance claims if they take flights before the end of next month, starting from a monthly deposit of 3,000 yuan. If the flight is delayed by two hours, the maximum price of the ticket will be 1,000 yuan. 100 million yuan of aviation accident insurance, cardholders can pay the air ticket in full or pay 80 or more travel expenses, and get a large amount of accident insurance for free. The insurance amount of my Platinum Card can be up to RMB 5 million, and the accompanying spouse and children can enjoy the service.
The advantage of CITIC Credit Card is its proficient business and considerate service. 24-hour service, the high-end platinum card has the special service of "unlimited secretaries" to meet personalized needs. There are a wide variety of activities, including food, half-price discounts, 9 yuan movie viewing and other brand activities, held throughout the year. There are many types of credit cards. With a series of themes such as e-shopping, business travel, women, and youth, there is always one that suits you. Auditing and email are faster. It took less than a week from processing to receiving the card, which was very efficient. Get a card with low threshold. Now, of course, banks are expanding their credit card business. Almost all banks offer several types of credit cards. China CITIC Bank is no exception. Judging from the official website, there are many. The threshold for some credit cards is not high. It is easy to apply for QQ Caibei co-branded card, but the restrictions are not necessarily high. The disadvantage of CITIC Credit Card is that there are many activities, such as food, half-price discounts, 9 yuan movie viewing and other brand activities, which are held throughout the year and have few outlets. Installment fees are high, but discounts are sometimes available. SMS reminders are also charged.