China Merchants Bank credit card can't just withdraw cash. There are many factors for China Merchants Bank to withdraw cash by credit card. In addition to a certain frequency of consumption behavior, consumption patterns should be diversified as much as possible, and at the same time, the amount of consumption should be as much as possible. It is also necessary to ensure that the repayment can be made in full, on time or in advance, so that banks can think that users have good economic ability and it is feasible to withdraw money. However, the average person will not use a credit card to withdraw cash at the existing daily interest rate of five ten thousandths. Always use credit card to withdraw cash, indicating that the user's economic ability is not good, so it is even more difficult to withdraw the amount.