function and function of all-in-one card: all-in-one card is a debit card launched by our bank. It integrates multiple currencies and deposits (that is, a card can open multiple deposits, such as current deposit and fixed deposit, etc.), and has more than a dozen functions such as ATM withdrawal, merchant consumption, self-service payment, self-service transfer, bank-securities transfer and online payment. It is a card with comprehensive financial management functions. Function and function of credit card: 1. Credit card mainly uses the bank's funds to spend in advance and enjoy the interest-free period, which is a financial management method. 2. The credit card is not a savings card, and the interest will not be settled on the deposit in the credit card. 3. Credit cards can be used as payment tools, and can be directly consumed through the POS machines installed by merchants or online payment platforms. 4. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. 5. Credit card is the main international payment tool. On international websites, you only need to fill in your personal credit card information to shop directly. If you are on a business trip and staying in a hotel, only a credit card can complete the hotel pre-authorization for you.
a smart card is different from a credit card, and it has no credit business. It depends on whether the branch has relevant credit activities. If there are credit activities, you can exchange them in detail with reference to the activities.
If you have any other questions, please visit the Online Customer Service of China Merchants Bank (website: /cmu/icslogin.aspx? from=B& Logincmu=), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!